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Legal Disclosures


+ Legal Disclosures


Reverse Mortgage Solutions, Inc. 14405 Walters Road, Suite 200, Houston, TX 77014. NMLS ID 107636. 866.503.5559. This advertising is for a first mortgage loan. The loan balance and accrued fees and interest will become due upon a maturity or default event such as the borrowers permanently leaving the home or no longer living in the home as the principal residence, failure to pay hazard insurance, property taxes and any homeowner’s fees or failure to maintain the property. These materials are not from, and were not approved by, HUD (the U.S. Department of Housing and Urban Development) or FHA (the Federal Housing Administration). FHA insures fixed interest rate Home Equity Conversion Mortgages (HECMs), as well as annual and monthly adjustable interest rate HECMs. The mortgagor has the ability to change the payment plan under the HECM at any time provided funds are available. Fixed interest rate HECMs are limited to the Single Disbursement Lump Sum payment option where there is a single, full draw at loan closing, and the mortgage does not provide for future draws by the mortgagor under any circumstances. Adjustable interest rate HECMs provide for five flexible payment options and allow for future draws. The amount of funds available to the mortgagor is determined by the age of the youngest mortgagor (or non-borrowing spouse for case numbers assigned after August 4, 2014); the current interest rate; the initial mortgage insurance premium and the lesser of appraised value, the HECM FHA mortgage limit of $636,150 or the sales price. The disbursement of HECM proceeds during the first 12-month disbursement period is subject to an initial disbursement limit as determined by requirements set by HUD.

Reverse Mortgage Solutions, Inc.
The content on this page is not from and was not approved by HUD or FHA.
Reverse Mortgage Solutions, Inc.
© 2015 Reverse Mortgage Solutions, Inc. All rights reserved.
NMLS ID 107636:
14405 Walters Road, Suite 200, Houston, TX 77014. 888.918.1110.
Member of the National Reverse Mortgage Lenders Association.