Terms of Use

DEFINITION

Reference to Reverse Mortgage Solutions, Inc. (RMS) on this website is used throughout to mean Reverse Mortgage Solutions, Inc. and its subsidiaries.

CONDITIONS OF USE

By using this site, you signify your agreement to the following conditions of use without limitation or qualification. Please read these conditions carefully before using this site. RMS may at any time revise these terms and conditions by updating this posting. You are bound by any such revisions and should, therefore, periodically visit this page to review the current terms and conditions to which you are bound.

DISCLAIMER

The materials on this website are provided “AS IS” AND WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESSED OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE.

RMS does not warrant that the functions contained in the materials will be uninterrupted or error free, that defects will be corrected, or that this website or the server that makes it available are free of viruses or other harmful components. RMS does not warrant or make any representations regarding the use or the results of the use of the materials on this website in terms of their correctness, accuracy, reliability, or otherwise. You and not RMS assume the entire cost of all necessary servicing, repair, or correction. Links to other sites may be available for access through this home page. Such external internet addresses contain information created, published, maintained or otherwise posted by organizations independent of RMS. RMS does not endorse, approve or certify any information, product or service referenced or provided at such addresses.

LIMITATION OF LIABILITY

While RMS uses reasonable efforts to include accurate and up-to-date information on this website, errors or omissions may occur. RMS makes no warranties or representations as to the accuracy of this website. Under no circumstances, including, but not limited to, negligence by act or omission, shall RMS or any party involved in creating, producing, or delivering this website be liable for any direct, incidental, consequential, indirect, or punitive damages that result from the use of, or the inability to use, the materials on this website, even if RMS or a RMS authorized representative has been advised of the possibility of such damages. Applicable law may not allow the limitation or exclusion of liability of incidental or consequential damages, so the above limitation or exclusion may not apply to you. In no event shall RMS’s total liability to you for all damages, losses, and causes of action exceed the amount paid by you for accessing this website.

RMS assumes no responsibility and shall not be liable for any damages to, or viruses that may infect, your computer equipment or other property on account of your access to, use of, or browsing in the website or your downloading of any materials, data, text, images, video, or audio from this website.

RESTRICTIONS ON USE OF MATERIALS

This site is owned and operated by RMS. Permission is granted to display and navigate around this website with a computer using HTML browser software, solely for personal, non-commercial use. Any commercial or public use of this website or any portion hereof is strictly prohibited.

Except as otherwise permitted by RMS, no materials from this website or any website owned, operated, licensed or controlled by RMS may be copied, reproduced, republished, uploaded, posted, transmitted, or distributed in any way. You may download material displayed on this website for non-commercial, personal use only provided you also retain all copyright and other proprietary notices contained on the materials. You may not distribute, modify, transmit, reuse, re-post, or use the content of this website for public or commercial purposes, including the text, images, audio, and video, without RMS’s written permission. RMS neither warrants nor represents that your use of materials displayed on this website will not infringe rights of third parties not owned by or affiliated with RMS.

JURISDICTIONAL ISSUES

This website is controlled and operated by RMS. RMS makes no representation that materials on this website are appropriate or available for use in other locations. Those who choose to access this site from other locations do so on their own initiative and are responsible for compliance with local laws.

TRADEMARKS/SERVICE MARKS AND COPYRIGHTS

Images displayed on this website are either the property of, or used with permission by, RMS. The use of these images by you, or anyone else authorized by you, is prohibited unless specifically permitted herein. Any unauthorized use of the images may violate copyright laws, trademark laws, the laws of privacy and publicity, and communications regulations and statutes.

All trademarks, service marks, trade names, logos, and icons used by any RMS entity are proprietary to RMS. Nothing contained on the website should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any trademark or service mark displayed on this website without the written permission of RMS or such third party that may own the trademarks or service marks displayed on this website. Your use of the trademarks or service marks displayed on this website, or any other content on this website, except as provided herein, is strictly prohibited.

Any communications or material you transmit to this website by electronic mail or otherwise, including data, questions, comments, or suggestions, will be treated as non-proprietary and will become the property of RMS. Except for your personal confidential information, such communications or material shall be used for any purpose including, but not limited to, reproduction, disclosure, transmission, publication, broadcast, and posting. Furthermore, RMS is free to use any ideas, concepts, know-how, or techniques contained in any communication you send to this website for any purpose whatsoever including, but not limited to, developing and marketing products using such information.

TRADEMARKS/SERVICE MARK NOTICES

Reverse Mortgage Solutions, Inc. and all other trademarks, service marks, trade names and logos used by RMS are registered trademarks or service marks of RMS. All information and content including any software programs available on or through the site (“Content”) is protected by copyright. Users are prohibited from modifying, copying, distributing, transmitting, displaying, publishing, selling, licensing, creating derivative works or using any Content available on or through the site for commercial or public purposes.

RMS is very protective of its trademarks and service marks. If they have not been registered with the United States Patent and Trademark Office, then RMS has applications pending. All use of these marks must be with our permission. RMS will file appropriate legal actions to enjoin the unauthorized use of these marks. Under the law, RMS would be entitled to collect your profits, our actual damages and, perhaps, including our attorney fees.